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TENNESSEE COMMERCIAL LEASE AGREEMENT

Tennessee Commercial Lease Agreement

A Tennessee commercial lease agreement is a binding contract between a landlord and a business tenant for the rental of commercial property, such as retail, industrial, or office space. The document outlines all aspects of the lease arrangement, including the monthly rent price, security deposit, lease term, and landlord policies.

Unlike residential leases, commercial leases in Tennessee are subject to fewer statutory protections, giving parties greater flexibility to negotiate terms. However, certain disclosure requirements and legal considerations still apply, as detailed in this comprehensive guide.


Types of Commercial Leases

Commercial leases are typically categorized by how operating expenses are allocated between landlord and tenant:


Triple Net Lease (Nnn)

The tenant pays all operating expenses in addition to base rent, including:

Property taxes

Property insurance

Common area maintenance (CAM)

Landscape and HVAC maintenance

Repairs and utilities


Gross Lease (full Service)

The landlord pays all operating expenses, and the tenant pays a single, all-inclusive rent amount. This provides predictable costs for tenants but typically results in higher base rent.


Modified Gross Lease

The landlord and tenant share operating expenses according to negotiated terms. Common variations include the tenant paying utilities and janitorial while the landlord covers property taxes and insurance.


Required Disclosures


Commercial Lease Disclosure Statement

Under Tennessee Code [1], at the request of a prospective tenant, landlords must provide a signed disclosure statement for:

Commercial property of 1,500 square feet or less

Industrial real property of 5,000 square feet or less

The disclosure must detail the extent to which the property complies with applicable:

State and local fire codes

Plumbing codes

Electrical codes

Note: Important: If any information is unknown or unavailable to the owner at the time of disclosure, the owner may state that such information is unknown.

Remedies for Misrepresentation

If a landlord knowingly makes a misrepresentation in the disclosure statement, the tenant may bring an action for actual damages [2]. Key points:

Claims must be filed within ONE YEAR of receiving the disclosure OR the date of occupancy, whichever occurs first

Action is available for damages from known defects existing at lease execution

Other remedies at law or equity remain available for intentional or willful misrepresentation


Licensee Agency Status Disclosure (Optional)

Under Tennessee Code [3], commercial lease transactions are exempt from the written agency disclosure requirements that apply to residential transactions. However, it is still recommended that real estate licensees involved in commercial lease transactions disclose their agent status to all parties as a best practice.


Security Deposits

Note: Unlike residential leases, Tennessee does not regulate commercial lease security deposits. This means:

No statutory limit on deposit amounts

No required timeline for returning deposits

No prohibition on comingling deposits with other funds

No mandatory interest payments on deposits

Note: Important: The residential security deposit rules under TN Code § 66-28-301 explicitly do NOT apply to commercial leases. All terms regarding security deposits should be clearly negotiated and documented in the lease agreement.


Recommended Lease Provisions

Specific deposit amount

Conditions for deductions

Timeline for return after lease termination

Interest accrual (if any)

Transfer provisions if property is sold


Subleasing and Assignment

Tennessee has no explicit statutes governing commercial subleasing. The terms of the lease agreement control entirely.


General Rules

Landlord consent is typically required for any sublease or assignment

Consent requirements must be in writing

If the lease is silent, tenants should still seek written permission

Landlords may screen potential subtenants


Common Exceptions

Many commercial leases allow assignment without landlord consent to:

A corporation with which the tenant merges

Any subsidiary of the tenant

Any corporation under common control with the tenant

A purchaser of substantially all of the tenant's assets


Consequences of Unauthorized Subletting

If a tenant subleases without proper written consent:

The tenant is in breach of the lease

The landlord may evict both tenant and subtenant

The landlord may sue for damages


Default and Eviction


Standard Eviction Process

The Tennessee commercial eviction process follows these steps:

Step 1: Landlord provides written notice of default

Step 2: If not cured, landlord files detainer warrant with the court

Step 3: Court hearing is held

Step 4: If landlord prevails, court issues writ of possession


Court Filing Options

Average Timeline: The Tennessee eviction process typically takes 4-8 weeks.


New Law: Sb 0292 (effective July 1, 2025)

Tennessee Senate Bill 0292 provides a faster process for removing unauthorized occupants from commercial property:

Property owner can file complaint directly with sheriff

Sheriff serves notice to vacate within 24-72 hours

Applies ONLY to unauthorized occupants (not lease-holding tenants)

Excludes: current/former tenants with valid leases, family members of owner, pending litigation


Important Restrictions

**Self-help eviction is prohibited. **Under Tennessee law, landlords may not repossess or lock out a tenant without first obtaining a writ of possession through the court. This requirement serves to prevent breaches of the peace.


Ada Compliance

The Americans with Disabilities Act (ADA) imposes significant obligations on commercial property [4].


Shared Liability

Critical: Both landlord AND tenant can be held liable to third parties for ADA violations, regardless of lease terms. The lease only allocates responsibility between the parties—it does not limit liability to outsiders.


Title Iii Requirements

Barrier removal required for existing structures

New construction (after January 26, 1993) must meet accessibility standards

Reasonable modifications must be made when readily achievable


Penalties for Non-Compliance

First offense: Up to $75,000

Subsequent violations: Up to $150,000

Private lawsuits by affected individuals


Recommended Lease Provisions

Current ADA compliance status of property

Responsibility for required retrofitting

Allocation of future compliance costs

Indemnification provisions

The Tennessee Human Rights Commission [5] also enforces state disability discrimination laws.


Zoning and Permits

Before signing a commercial lease, tenants should verify zoning compliance and permit requirements.


Use and Occupancy Permits

Most Tennessee jurisdictions require a Use and Occupancy Permit (U&O) before a business can occupy commercial space. Key points:

A business license does NOT exempt you from U&O requirements

Failure to obtain proper permits can result in mandatory relocation

Check with local planning department before signing lease


Conditional Use Permits

If the property is not properly zoned for your intended use, you may request:

Zoning variance

Conditional use permit

Zoning change

Filing fees vary by municipality and can range from several hundred to several thousand dollars.


Non-Conforming Uses

Under Tennessee Code § 13-7-208 [6], commercial establishments that existed legally before a zoning change may:

Continue operating as a non-conforming use

Expand on the existing property

Tear down and rebuild structures (if space permits)


Lease Recording

Commercial leases may be recorded with the County Register of Deeds [7] to provide constructive notice to subsequent purchasers.


Recording Requirements

Document must be properly authenticated (signature acknowledged)

Paper size: 8.5" x 11" or 8.5" x 14"

White paper, at least 20-pound weight

Must include name and address of preparer


Filing Fees

$5.00 per page (minimum $10.00)

Additional $2.00 processing fee per document

Electronic submissions may incur additional $2.00 fee


Multi-County Properties

If the leased property is situated in two or more counties, the lease may be recorded in either county. For multiple separate tracts in different counties, the document should be registered in each county where tracts are located.


Personal Guarantees

Commercial landlords frequently require personal guarantees, especially when the tenant is a business entity.


What Is a Personal Guarantee?

Note: A personal guarantee makes an individual (typically the business owner) personally liable for lease obligations if the business fails to pay. This means the guarantor's personal assets are at risk.


Key Elements to Negotiate

Scope: What obligations are covered (rent only, or all costs)?

Cap: Maximum dollar amount of liability

Duration: Time limit on guarantee (initial term only?)

Release triggers: Automatic release conditions

Joint or Several Liability: Individual vs. shared responsibility


Release Considerations

Note: Important: Resigning as a company director or selling shares does NOT automatically release you from a personal guarantee. You must obtain a formal deed of release from the landlord.


Essential Lease Terms

A comprehensive Tennessee commercial lease should address the following:


Basic Terms

Parties: Full legal names of landlord and tenant

Premises: Exact description of leased space

Term: Start date, end date, renewal options

Rent: Amount, due date, payment method, late fees

Security deposit: Amount and conditions


Use and Operations

Permitted use: Specific business activities allowed

Exclusive use: Protection from competing tenants (if applicable)

Operating hours: Required hours of operation

Signage: Rights and restrictions


Expenses and Maintenance

CAM charges: Common area maintenance costs

Utilities: Who pays for which services

Maintenance: Landlord vs. tenant responsibilities

Insurance: Required coverage types and amounts


Alterations and Improvements

Tenant improvements: Who pays for build-out

Approval process: For tenant alterations

Removal: What must be removed at lease end


Exit Provisions

Termination rights: Early termination conditions

Holdover: Terms if tenant stays past expiration

Surrender: Condition requirements at lease end

Court

Filing Fee

Notes

General Sessions Court

$42

Most common for commercial evictions

Circuit Court

$225

Requires bond and security for costs



Disclaimer

IMPORTANT LEGAL NOTICE

This document is provided for informational purposes only and does not constitute legal advice. While every effort has been made to ensure accuracy, laws and regulations change frequently, and the information contained herein may not reflect the most current legal developments.

Readers should not rely on this information as a substitute for, nor use it in place of, professional legal advice. Before entering into any commercial lease agreement, you should consult with a qualified Tennessee attorney who can evaluate your specific circumstances and provide tailored legal guidance.

The authors and publishers of this guide expressly disclaim any liability for any loss or damage arising from reliance on the information contained herein.

Document generated: December 2025

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